My name is Craig, I was born and raised in Cambridge and I continue to live here as husband to Simone as well as the father to 4 grown up children.

As part of the Varsity Finance team I am qualified to provide a full holistic financial planning approach or I can advise on a specific area that you may need assistance with to help bring your financial goals to reality.

My focus is on building build long term relationships with both individual clients and business owners alike and not just conduct a transaction, which means that most of my business comes from personal referrals. This is because I will always go the extra mile to ensure you have plans in place to best meet your objectives now and in the future and I do this by ensuring the information I hold is always up to date and realistic.

The value of financial advice cannot be underestimated and millions of people in the UK rely on the right advice and ongoing support and guidance. Planning for now and your future is always important and taking sound impartial financial advice from a qualified professional can be one of the best decisions you will ever make.


Craig Gilks  DipFA,CeFA,CeRER,CeMAP LinkedIn

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Craig Gilks DipFA

Director/ Independent Financial Adviser
Louise Young Photography 3

Simone Gilks Adv CeMAP

Director / Specialist Mortgage Adviser

My name is Simone, born and bred in Essex at a time when every household seemed obsessed with re-furbishing their properties, my life was spent with my own parents heavily involved in Property from interior design to self-build, so it was only right that I followed suit.

With over 30 years’ experience in buying and selling properties it wasn’t until 2009 when I retrained as a Mortgage Adviser through the IFS School of Finance to further my career. However, with a strong understanding of the investment property market I soon extended that skill into the area of Buy To Lets and later Commercial lending by taking numerous exams and courses over and above the standard requirements:

• CeMAP – Mortgage Advice
• Adv CeMAP – Advanced Mortgaged Advice
• CeRER – Regulated Equity Release
• CeRGI – General Insurance
• CeRCC – Regulated Customer Care
• CeCM- Commercial Mortgages
• CeARL – Alternative Residential Lending

Over time I have continued to educate myself and ensure that I am fully up to date with the latest lenders, products and criteria. I would therefore consider myself a specialist in this area and find I work predominately with Professional Landlords, Property Developers and Commercial Property Investors, though I am open to all types of clients if they need my Specialist Advice. But I also believe in sharing my experiences and knowledge through seminars, blogs and other social mediums and I am often seen speaking at various Property Seminars throughout the UK. This allows me to understand the latest issues that many Landlords or Property Investors come across so I can then investigate further how they may best be assisted –



Simone Gilks CeMAP,Adv CeMAP,CeRER,CeARL,CeRGI,CeCM,CeRCC LinkedIn